Although you are having surgery your recovery period, is a forced holiday too! Most of us don’t go on a holiday to be tight with our cash, but there are a thousand better things to spend your money on than fees and charges. The choices, we all have today, are so much better than when we had to use travelers cheques and cash.
These day’s we have the availability of debit and credit card facilities just about everywhere we go, the choice is up to you. Whether you use a credit card, debit card or travel cards or cash, you should be aiming for a card that gives you the least amount of hassle combined with the lowest fees and charges.
In Thailand for shopping, you will primarily use cash as you will be bartering for the lowest price. Credit cards can are welcome in Hotel, Restaurants and high end and retail shops and outlets in the large shopping centres.
Look for a card with low currency conversion fees and easy access to one currency. But since you will be traveling in Thailand you’ll want to load a travel money card with multiple currencies at a set exchange rate. This way you can save on currency conversion fees by charging up to ten ‘currency buckets’ at a time.
Carrying cash comes down to your choice, just make sure that you keep it in a secure location when traveling and in the hotels security safes when your out exploring. When exchanging AUD money for Thai currency make sure you check out 2 or 3 exchange booth’s, as you will find they all offer a different exchange rates. As currency rates change throughout the day and from day to day only exchange what you need for a few days shopping and eating.
Banking hours usually start from 08:30 am to 3:30
pm from Monday – Friday. Some small branches are located in the shopping malls and are open from 08:30 am to 7:00 pm, seven days a week.
Most major banks have branches in Phuket City and
Patong, as well as a few sub-branches dotted around
You will find ATM’s in all your shopping areas and at most 7 Elevens stores. Nearly all currency exchange booths will also offer an ATM service.
Personally if I am going to use an ATM I would usually go into one of the many banks, usually in the major shopping centers and withdraw a lump sum of Thai currency to avoid all those dreaded bank fees. You can then store in your hotel safe and take with you what you will need for the day.
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