Money Matters Thailand

thailand exchange australia

Although you are having surgery your recovery period, is a forced holiday too! Most of us don’t go on a holiday to be tight with our cash, but there are a thousand better things to spend your money on than fees and charges. The choices, we all have today, are so much better than when we had to use travelers cheques and cash.

These day’s we have the availability of debit and credit card facilities just about everywhere we go, the choice is up to you. Whether you use a credit card, debit card or travel cards or cash, you should be aiming for a card that gives you the least amount of hassle combined with the lowest fees and charges.

In Thailand for shopping, you will primarily use cash as you will be bartering for the lowest price. Credit cards can are welcome in Hotel, Restaurants and high end and retail shops and outlets in the large shopping centres.

Look for a card with low currency conversion fees and easy access to one currency. But since you will be traveling in Thailand you’ll want to load a travel money card with multiple currencies at a set exchange rate. This way you can save on currency conversion fees by charging up to ten ‘currency buckets’ at a time.


Carrying cash comes down to your choice, just make sure that you keep it in a secure location when traveling and in the hotels security safes when your out exploring. When exchanging AUD money for Thai currency make sure you check out 2 or 3 exchange booth’s, as you will find they all offer a different exchange rates. As currency rates change throughout the day and from day to day only exchange what you need for a few days shopping and eating.


Banking hours usually start from 08:30 am to 3:30
pm from Monday – Friday. Some small branches are located in the shopping malls and are open from 08:30 am to 7:00 pm, seven days a week.
Most major banks have branches in Phuket City and
Patong, as well as a few sub-branches dotted around

You will find ATM’s in all your shopping areas and at most 7 Elevens stores. Nearly all currency exchange booths will also offer an ATM service.
Personally if I am going to use an ATM I would usually go into one of the many banks, usually in the major shopping centers and withdraw a lump sum of Thai currency to avoid all those dreaded bank fees. You can then store in your hotel safe and take with you what you will need for the day.

You can download a printable version of this information and more at our website.

What to Pack when having a Surgery Holiday in Thailand

Packing for surgery

We suggest that you get your suitcase out a few weeks prior so that you can add things and remove as you think of them. There will be essential things that you will need to take and then there is the wish list if you have room. If you fold clothes in half and then roll them instead of folding you will find you keep things wrinkle free as well as have a lot more room. Make sure all toiletries are in plastic bags so if they spill wont ruin all your clothes, from experience we know toothpaste especially has bad habit of doing this so put in a zip lock bag.

Your hotel will have hair dryers as well as shampoo, conditioner soap and basic toiletries so don’t over pack on these items. Don’t panic if you think you forgot something you can always buy it when you get there. Don’t overfill your suitcase on the way over as you want to leave room for all your new purchases.

  • Passport (with at least 6 months before expiry) .
  • Etickets – Copy flight itinerary
  • Hotel reservation documents
  • Meditravel Info folder with Treatment Plan
  • Any prescription Medication + script
  • Birth Control
  • Female Hygiene Products
  • Basic Make-Up
  • Basic Hair products (if long you will wear it up)
  • Sunscreen + Repellant
  • Charger for Phone
  • Adapters for Thailand (cheap to buy there)
  • Books, Magazines, E reader
  • Mini First Aid
  • If Purchase Compression Garments
  • Basic Toiletries
  • Spare phone for local SIM to call home + text
As clothing is so cheap in Thailand and the temptation to shop daily is hard to resist, best to not over pack as you may find yourself paying for excess luggage when you leave (not cheap)
  • Sleep wear 2-3 pairs
  • Undergarment for duration of trip
  • Shoes = Thongs, Sandals, runners
  • Light Jacket for night and on plane
  • Cargo Pants
  • One nice dress for going out
  • Swim wear and cover-up for around pool
  • 1-2 Pairs of Short Skirts
  • Tank Top or Light T-shirts
  • Optional Camera + Charger
  • Optional Laptop or Ipad and Chargers
  • Optional Travel Insurance

To save you the trouble of creating a check list, we have done that for  you. This can be download and printed from our website here.